Hi Lovelies....

Hi Lovelies....

February 17, 2009

INVESTMENT

WHAT IS INVESTMENT?
In general terms, investment means the use of money in the hope of making more money. In finance, the purchase of a financial product or other item of value with an expectation of favorable future returns.
The money we earn is partly spent and the rest saved for meeting future expenses. So instead of keeping the savings idle we may use savings in order to get return on it in the future. This is called Investment.

INVESTMENT could be in many terms... my parents INVESTMENT on my studies fees so in future I can suport n take care of them, a girls' INVESTMENT on her beauty expenses so she can get a handsome and rich guy for her lawful wedded husband..., an Investor INVESTMENT for a company so the company will be well develop and give profit to the Investor... and bla..bla..bla...

weeks2 a go... when my family and me visited my cousins' house, Kak Farrah, she again eagerly promoted to me & naufal about Public Mutual Unit Trust... I believe it is one sort of Investment also... Investment for your future... and I must admit, I kinda fall for what she has explained to us...

I quote this from Wikipedia...
An investment is the choice by the individual to risk his savings with the hope of gain. Rather than store the good produced, or its money equivalent, the investor chooses to use that good either to create a durable consumer or producer good, or to lend the original saved good to another in exchange for either interest or a share of the profits.
yeah..people look forward for the G word... when you invest some amount to a certain company, you want to see the immediate GAIN... all the consequences that happens to the company is not our business... after all, if its really bound in the contract...why dont you just come clean to the investor and dont make them waiting like hell....

inilah dia kalo org melayu yg buat business... selalu jadi mcm tu...
I'm furious because what had happen to my husband recently...
this is why I dont really into this investment stuff...

he actually invest some amount of money which include 4 Zero digit behind the single digit... in Ringgit Malaysia!! he invest it in some Bumiputera company who claimed that they used all the money they got from those people who invest as their business capital. and from the agreement, the company bound to pay certain amount of money to the investor on monthly basis which considered as the GAIN from their investment! and this particular company has faced some major problems with Bank Negara Malaysia recently due to some cases that has been brought by some unsatisfied investor that claimed been cheated by one of their agent...

In result of this, all the company assets and documentations has been FREEZED by BNM and just been released end of last year.ok... 1st month and 2nd month missed the payment, I can accept. but for the 3rd month and still no assuarance from the company...when they can pay the investor money? WTF is that?

so this poor hubby tried calling his agent regarding this matter... all our plans has been calcelled due to this problems you know? hubby had to use his salary to pay all the necessary payments which he considered to pay the payments with the GAIN money he got from the investment!!! and all that his stupid agent can said is...

dah call Dato'... dato' kata tgu tgh bulan... mintak sabar sikit... staff Dato' keje smpi mlm semata2 nk settlekan semua duit ahli!
Dato' minta ahli bersabar sikit... hujung bulan ni pasti dpt... semua data nk kn update smuler... staff dato' keje smpi lewat mlm nk update sgl benda

n bla..bla..bla.. all with his crap!!! and why exactly the investor whould bother how late the staff has to work just to solve the problems? is it the staff money? this is a huge amount of money ok... not 100 or 200 RM!! and all his promises is really not convincing at all!! sekejap be4 bulan 2, and then, tgh bulan...and now akhir bulan??? and after this? another 10 years to settle? WTF???

My opinion, the company should give the investor some bonuses as a reward for the investors tolerances!!! and the company is Noradz Travel....

owh...cut of all the craps... I need to fill in some forms... n ptg ni kena balik kampung AGAIN??? ahh... I'm so boring... the family, the environment doesnt suit me at all.... Ya Allah... help me!!!




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